Where true potential

gets the right credit.

Underwriting and Monitoring as a Service (UMaaS) Platform.

Get credit and investments underwritten, deployed and monitored better,

faster and more efficient with InCredi.​

Where true potential
gets the right credit

Underwriting and Monitoring as a Service (UMaaS) Platform.

Get credit and investments underwritten, deployed and monitored better, faster and more efficient with InCredi.

Redefining credit by decoding each company's distinct and complex “Genome”

Data-driven automated platform simplifying the way Middle market companies and SMEs credit is
deployed and monitored over time. Encouraging companies to apply for and have better success
in obtaining credit and thriving through inclusive growth.

Access funds better, quicker
and with no effort.

Get credit when you need it

Get an immediate response through rapid up-to-date data analysis in a fully streamlined process.

Submit credit application in minutes

Get started quickly with our pre-built data connectors or upload routine reports.

Submit credit application in minutes

Get started quickly with pre-built data connectors or upload routine accounting reports.

Present your company’s true potential

Present your company’s results and progress over time, in clear explainable reports, including future growth, cash flows, and alternate business strategies.

Present your company’s true potential

Present your company’s results and progress over time, in clear explainable reports, including future growth, cash flows, and alternate business strategies.

Give good loans to good borrowers

Understand better - Respond faster - Communicate clearly


Finally, your analyst and risk managers can make fast and actionable decisions based on real-time big data.

We combine and standardize disordered raw data. Rebuilding, and clustering millions of data points into objective cohorts used for analysis and AI based predictions.

Book a demo

Unbiased Decisions

Benefit from predictive AI analytics powered by Customized Algorithms, for more accurate and distinct analyses, removing Personal, Sectoral, and Geographical barriers.

Simplified Monitoring workflows

Effortless post-deal monitoring. Quickly evaluate borrower creditworthiness status, ensuring the accuracy of decisions taken, and keeping risk exposure in check.

Quick Decoding

Enable obtaining credit on time. Benefit from our automated system with no more manual back-and-froths lengthy manual checks of documents, reducing credit review times.

Actionable discussions

Informed discussions on outputs and explainable insights. Take advantage of our in-depth decoding and screening to accurately gauge Borrower’s potential.

Keep track of your credit portfolio

Our platform has been built with scalability and automation in mind, making it possible to reduce significantly underwriting time and more importantly enable post-deal ongoing fast monitoring.

Unbiased Analysis - Business conduct - Fraud detection

Unique up-to-date insights into borrower business trends. Get alerts on Fraud Patterns and adverse Business conduct events. And continuously make actionable informed decisions based on in-depth data.

Streamline underwriting
and monitoring, easily.

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